Punjab National Bank (PNB) has sent shockwaves through its vast customer base by issuing a high-priority notice regarding account deactivations. The state-run lender has announced that a massive number of accounts will be permanently closed or frozen if customers fail to comply with specific mandates by April 15, 2026. This move is primarily aimed at accounts that have remained dormant for a long period or have outdated KYC records.

According to the official notification, PNB is strictly enforcing the Reserve Bank of India’s (RBI) KYC (Know Your Customer) guidelines to enhance security and prevent financial fraud. Accounts that have not seen any debit or credit activity for the last two years have been categorized as ‘inoperative’. To reactivate these accounts, customers must visit their respective branches before the April 15 deadline to submit fresh KYC documents, including Aadhaar cards, PAN cards, and updated photographs.

Failure to meet this deadline will result in the immediate suspension of all banking services, including ATM withdrawals, UPI payments, and net banking facilities. PNB has clarified that once an account is frozen after April 15, the reactivation process may become significantly more cumbersome and time-consuming. Customers are urged to check their account status immediately via the PNB mobile app or by visiting a nearby branch to ensure their hard-earned money remains accessible without interruption.