{"id":214689,"date":"2026-04-08T10:53:16","date_gmt":"2026-04-08T05:23:16","guid":{"rendered":"https:\/\/newsfed.in\/english\/?p=214689"},"modified":"2026-04-08T10:53:17","modified_gmt":"2026-04-08T05:23:17","slug":"huge-relief-for-homeowners-rbi-keeps-repo-rate-unchanged-at-5-25-no-hike-in-emis","status":"publish","type":"post","link":"https:\/\/newsfed.in\/english\/huge-relief-for-homeowners-rbi-keeps-repo-rate-unchanged-at-5-25-no-hike-in-emis\/","title":{"rendered":"Huge Relief for Homeowners! RBI Keeps Repo Rate Unchanged at 5.25%; No Hike in EMIs"},"content":{"rendered":"\n<p>In a move that brings significant relief to millions of borrowers, the Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25%. Announcing the decision of the Monetary Policy Committee (MPC), Governor Sanjay Malhotra stated that the status quo is essential to maintain economic stability amidst global geopolitical tensions.<\/p>\n\n\n\n<p>The decision comes at a crucial juncture, following the two-week ceasefire announcement between Iran and the US, which has stabilized global markets. For the common man, this means that the interest rates on home, car, and personal loans will remain steady. Since the repo rate is the rate at which the RBI lends money to commercial banks, a stable rate ensures that banks do not hike their lending rates, keeping monthly EMIs manageable.<\/p>\n\n\n\n<p>This is the first MPC meeting of the new financial year, and the unanimous decision to hold rates reflects the RBI\u2019s cautious yet optimistic approach toward inflation and economic growth. For now, the middle class can breathe easy as their monthly budgets remain protected from rising debt costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a move that brings significant relief to millions of borrowers, the Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25%. Announcing the decision of the Monetary Policy Committee (MPC), Governor Sanjay Malhotra stated that the status quo is essential to maintain economic stability amidst global geopolitical tensions. The [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":214690,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-214689","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latest-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Huge Relief for Homeowners! RBI Keeps Repo Rate Unchanged at 5.25%; No Hike in EMIs - Ekjhalak English<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newsfed.in\/english\/huge-relief-for-homeowners-rbi-keeps-repo-rate-unchanged-at-5-25-no-hike-in-emis\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Huge Relief for Homeowners! RBI Keeps Repo Rate Unchanged at 5.25%; No Hike in EMIs - Ekjhalak English\" \/>\n<meta property=\"og:description\" content=\"In a move that brings significant relief to millions of borrowers, the Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25%. Announcing the decision of the Monetary Policy Committee (MPC), Governor Sanjay Malhotra stated that the status quo is essential to maintain economic stability amidst global geopolitical tensions. The [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newsfed.in\/english\/huge-relief-for-homeowners-rbi-keeps-repo-rate-unchanged-at-5-25-no-hike-in-emis\/\" \/>\n<meta property=\"og:site_name\" content=\"Ekjhalak English\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-08T05:23:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T05:23:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newsfed.in\/english\/wp-content\/uploads\/2026\/04\/chgfhg-8.png\" \/>\n\t<meta property=\"og:image:width\" content=\"948\" \/>\n\t<meta property=\"og:image:height\" content=\"490\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Author\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Author\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/huge-relief-for-homeowners-rbi-keeps-repo-rate-unchanged-at-5-25-no-hike-in-emis\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/huge-relief-for-homeowners-rbi-keeps-repo-rate-unchanged-at-5-25-no-hike-in-emis\\\/\"},\"author\":{\"name\":\"Author\",\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/#\\\/schema\\\/person\\\/2675bfb1eca0a20263624f94dfec6582\"},\"headline\":\"Huge Relief for Homeowners! 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