{"id":207418,"date":"2026-03-13T14:14:24","date_gmt":"2026-03-13T08:44:24","guid":{"rendered":"https:\/\/newsfed.in\/english\/?p=207418"},"modified":"2026-03-13T14:14:25","modified_gmt":"2026-03-13T08:44:25","slug":"invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained","status":"publish","type":"post","link":"https:\/\/newsfed.in\/english\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\/","title":{"rendered":"Invest \u20b91 Lakh and Earn \u20b944,995 in Interest, Post Office Time Deposit Scheme Explained"},"content":{"rendered":"\n<p>Looking for a safe and high-yielding investment? The Post Office \u2018Time Deposit\u2019 (TD) scheme offers an attractive interest rate of up to 7.5% per annum on 5-year deposits, outperforming many leading commercial banks.<\/p>\n\n\n\n<p>The most significant advantage of this scheme is that it is backed by the Central Government, ensuring 100% safety of your principal amount. If you invest \u20b91,00,000 for a tenure of 5 years, you will receive a total maturity amount of \u20b91,44,995, earning a guaranteed interest of \u20b944,995.<\/p>\n\n\n\n<p>Post Office offers TD accounts for 1, 2, 3, and 5-year tenures with interest rates of 6.9%, 7.0%, 7.1%, and 7.5%, respectively. While banks may offer slightly higher rates for senior citizens, the Post Office TD remains the most reliable option for risk-averse investors seeking guaranteed returns.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Looking for a safe and high-yielding investment? The Post Office \u2018Time Deposit\u2019 (TD) scheme offers an attractive interest rate of up to 7.5% per annum on 5-year deposits, outperforming many leading commercial banks. The most significant advantage of this scheme is that it is backed by the Central Government, ensuring 100% safety of your principal [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-207418","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-latest-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Invest \u20b91 Lakh and Earn \u20b944,995 in Interest, Post Office Time Deposit Scheme Explained - Ekjhalak English<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newsfed.in\/english\/invest-\u20b91-lakh-and-earn-\u20b944995-in-interest-post-office-time-deposit-scheme-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Invest \u20b91 Lakh and Earn \u20b944,995 in Interest, Post Office Time Deposit Scheme Explained - Ekjhalak English\" \/>\n<meta property=\"og:description\" content=\"Looking for a safe and high-yielding investment? The Post Office \u2018Time Deposit\u2019 (TD) scheme offers an attractive interest rate of up to 7.5% per annum on 5-year deposits, outperforming many leading commercial banks. The most significant advantage of this scheme is that it is backed by the Central Government, ensuring 100% safety of your principal [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newsfed.in\/english\/invest-\u20b91-lakh-and-earn-\u20b944995-in-interest-post-office-time-deposit-scheme-explained\/\" \/>\n<meta property=\"og:site_name\" content=\"Ekjhalak English\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-13T08:44:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-13T08:44:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newsfed.in\/english\/wp-content\/uploads\/2026\/03\/j7987i7-76.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"658\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Author\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Author\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\\\/\"},\"author\":{\"name\":\"Author\",\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/#\\\/schema\\\/person\\\/2675bfb1eca0a20263624f94dfec6582\"},\"headline\":\"Invest \u20b91 Lakh and Earn \u20b944,995 in Interest, Post Office Time Deposit Scheme Explained\",\"datePublished\":\"2026-03-13T08:44:24+00:00\",\"dateModified\":\"2026-03-13T08:44:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\\\/\"},\"wordCount\":127,\"commentCount\":0,\"articleSection\":[\"Latest News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/newsfed.in\\\/english\\\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/newsfed.in\\\/english\\\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\\\/\",\"url\":\"https:\\\/\\\/newsfed.in\\\/english\\\/invest-%e2%82%b91-lakh-and-earn-%e2%82%b944995-in-interest-post-office-time-deposit-scheme-explained\\\/\",\"name\":\"Invest \u20b91 Lakh and Earn \u20b944,995 in Interest, Post Office Time Deposit Scheme Explained - 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